Clearline Labs is not an insurance agent or agency and is not licensed to sell insurance. We don't sell, solicit or negotiate insurance, explain policy terms or give coverage advice. If you ask us to, we pass your request to one Texas-licensed independent insurance agency. We may be paid a flat referral fee that does not depend on whether you buy anything.

Home › Counties › Brazoria County

Brazoria County home insurance nonrenewals and declinations

1,085nonrenewals, Apr 2026–Jun 2026
11,917declined applications
7,677cancellations
202,636active policies, December 31, 2025

5.4 nonrenewals per 1,000 active policies (Texas: 4.8).

Each ZIP code is counted in the county that holds most of its land area (Census 2020 ZIP-to-county file), so county totals are approximate.

By month

Month (action effective)NonrenewalsDeclinationsCancellations
April 20263204,1952,560
May 20263853,5452,481
June 20263804,1772,636

Reasons for nonrenewal

Reason citedNotices citing itShare of notices
Other, insurer's action2,63380%
Insurer withdrawing from the market1554.7%
Condition of property: other1143.5%
Agent no longer appointed with insurer812.5%
Condition of property: roof802.4%
At the policyholder's request752.3%

Reasons for declined applications

Reason citedNotices citing itShare of notices
Location of risk3,01351%
Exposure to loss: wind, hail or hurricane1,12619%
Exposure to loss: insurer's concentration of risk5829.9%
Claims history5659.6%
Other, insurer's action5068.6%
Condition of property: other2924.9%

ZIP codes

ZIPCityNonrenewalsDeclinationsPolicies
77583Rosharon2533,17125,935
77584Pearland1941,94645,602
77581Pearland1271,10224,469
77578Manvel1171,56918,148
77511Alvin1071,10221,817
77515Angleton7988315,844
77566Lake Jackson6666318,713
77541Freeport383718,403
77531Clute333407,730
77422Brazoria222765,757
77486West Columbia202094,221
77480Sweeny141143,086
77430Damon1083815
77534Danbury4521,509
77577Liverpool136587

Got a notice?

  1. Find your policy end date and start shopping now. TDI says to have a new policy in place before your current one expires (TDI), and never to cancel a policy until you have the new one or a written statement of coverage (TDI shopping tips).
  2. Ask for the reason in writing. For declinations, cancellations and nonrenewals after January 1, 2026, the company must give you a written statement of why (TDI).
  3. Get sample rates on TDI's HelpInsure.com, then ask companies or a licensed independent agent for quotes (TDI). Check an agent's license with TDI's agent lookup or the TDI Help Line, 800-252-3439.
  4. If two companies turn you down, you may be able to buy through the Texas FAIR Plan, the state's home insurer of last resort (TDI). On the coast, wind and hail coverage may come from TWIA (TDI).
  5. If you think it was unfair, you can file a complaint with TDI.

Get free home insurance quotes from a licensed Texas agency

Clearline Labs is not an insurance agent or agency and is not licensed to sell insurance. We don't sell, solicit or negotiate insurance, explain policy terms or give coverage advice. If you ask us to, we pass your request to one Texas-licensed independent insurance agency. We may be paid a flat referral fee that does not depend on whether you buy anything.

Phone or email (at least one)

Free, no obligation. Prefer to shop yourself? Use TDI's HelpInsure.com for sample rates. See our privacy policy.

Data source: Texas Department of Insurance (TDI) reports required by House Bill 2067, published on the Texas Open Data Portal: policy actions by ZIP (actions effective April 2026 to June 2026, last updated October 1, 2026), reasons cited in notices (notices sent December 2025 to June 2026, last updated September 22, 2026) and active policy counts (as of December 31, 2025). Retrieved October 22, 2026. Figures are sums of TDI's rows; TDI's own lookup is here.