Clearline Labs is not an insurance agent or agency and is not licensed to sell insurance. We don't sell, solicit or negotiate insurance, explain policy terms or give coverage advice. If you ask us to, we pass your request to one Texas-licensed independent insurance agency. We may be paid a flat referral fee that does not depend on whether you buy anything.

Home › Counties › Collin County

Collin County home insurance nonrenewals and declinations

1,690nonrenewals, Apr 2026–Jun 2026
22,692declined applications
37,949cancellations
600,629active policies, December 31, 2025

2.8 nonrenewals per 1,000 active policies (Texas: 4.8).

Each ZIP code is counted in the county that holds most of its land area (Census 2020 ZIP-to-county file), so county totals are approximate.

By month

Month (action effective)NonrenewalsDeclinationsCancellations
April 20265578,75511,948
May 20266006,46312,703
June 20265337,47413,298

Reasons for nonrenewal

Reason citedNotices citing itShare of notices
Other, insurer's action96833%
Insurer withdrawing from the market88130%
Condition of property: roof32011%
At the policyholder's request2759.5%
Agent no longer appointed with insurer2107.3%
Condition of property: other1535.3%

Reasons for declined applications

Reason citedNotices citing itShare of notices
Claims history3,99739%
Location of risk2,82627%
Other, insurer's action1,83918%
Value of home1,12211%
Exposure to loss: liability4654.5%
Inspection report not accepted3853.7%

ZIP codes

ZIPCityNonrenewalsDeclinationsPolicies
75071Mckinney1452,08153,474
75287Dallas11740623,737
75035Frisco1162,20939,648
75024Plano8150825,496
75098Wylie811,51228,095
75034Frisco7866435,671
75002Allen761,63228,904
75009Celina761,35422,127
75070Mckinney7595830,414
75078Prosper751,32726,569
75093Plano7480624,535
75407Princeton731,11524,346
75074Plano6556221,357
75013Allen601,13125,483
75072Mckinney6092621,551
75023Plano5863122,047
75025Plano5673622,118
75069Mckinney5550120,005
75409Anna4667816,361
75454Melissa4350714,169
75075Plano4147019,203
75082Richardson3728915,125
75252Dallas3230516,117
75166Lavon213546,004
75094Murphy204278,172
75442Farmersville162784,916
75173Nevada92383,419
75424Blue Ridge3871,447
75164Josephine10119

Got a notice?

  1. Find your policy end date and start shopping now. TDI says to have a new policy in place before your current one expires (TDI), and never to cancel a policy until you have the new one or a written statement of coverage (TDI shopping tips).
  2. Ask for the reason in writing. For declinations, cancellations and nonrenewals after January 1, 2026, the company must give you a written statement of why (TDI).
  3. Get sample rates on TDI's HelpInsure.com, then ask companies or a licensed independent agent for quotes (TDI). Check an agent's license with TDI's agent lookup or the TDI Help Line, 800-252-3439.
  4. If two companies turn you down, you may be able to buy through the Texas FAIR Plan, the state's home insurer of last resort (TDI). On the coast, wind and hail coverage may come from TWIA (TDI).
  5. If you think it was unfair, you can file a complaint with TDI.

Get free home insurance quotes from a licensed Texas agency

Clearline Labs is not an insurance agent or agency and is not licensed to sell insurance. We don't sell, solicit or negotiate insurance, explain policy terms or give coverage advice. If you ask us to, we pass your request to one Texas-licensed independent insurance agency. We may be paid a flat referral fee that does not depend on whether you buy anything.

Phone or email (at least one)

Free, no obligation. Prefer to shop yourself? Use TDI's HelpInsure.com for sample rates. See our privacy policy.

Data source: Texas Department of Insurance (TDI) reports required by House Bill 2067, published on the Texas Open Data Portal: policy actions by ZIP (actions effective April 2026 to June 2026, last updated October 1, 2026), reasons cited in notices (notices sent December 2025 to June 2026, last updated September 22, 2026) and active policy counts (as of December 31, 2025). Retrieved October 22, 2026. Figures are sums of TDI's rows; TDI's own lookup is here.