Clearline Labs is not an insurance agent or agency and is not licensed to sell insurance. We don't sell, solicit or negotiate insurance, explain policy terms or give coverage advice. If you ask us to, we pass your request to one Texas-licensed independent insurance agency. We may be paid a flat referral fee that does not depend on whether you buy anything.

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Dallas County home insurance nonrenewals and declinations

4,496nonrenewals, Apr 2026–Jun 2026
31,886declined applications
68,719cancellations
1,037,187active policies, December 31, 2025

4.3 nonrenewals per 1,000 active policies (Texas: 4.8).

Each ZIP code is counted in the county that holds most of its land area (Census 2020 ZIP-to-county file), so county totals are approximate.

By month

Month (action effective)NonrenewalsDeclinationsCancellations
April 20261,52114,70722,299
May 20261,5428,08623,077
June 20261,4339,09323,343

Reasons for nonrenewal

Reason citedNotices citing itShare of notices
Insurer withdrawing from the market3,12940%
Other, insurer's action2,06626%
At the policyholder's request7509.5%
Condition of property: other6127.7%
Agent no longer appointed with insurer4786.0%
Condition of property: roof4005.1%

Reasons for declined applications

Reason citedNotices citing itShare of notices
Claims history7,07745%
Other, insurer's action3,66223%
Location of risk2,75517%
Value of home7724.9%
Condition of property: other6474.1%
Inspection report not accepted5943.7%

ZIP codes

ZIPCityNonrenewalsDeclinationsPolicies
75052Grand Prairie1272,43939,020
75220Dallas1191879,975
75217Dallas11443914,661
75115Desoto1131,64822,218
75150Mesquite11064320,765
75243Dallas10439020,066
75231Dallas9819517,406
75040Garland951,16821,666
75063Irving9457521,826
75104Cedar Hill941,53819,945
75061Irving9331713,340
75149Mesquite931,14018,328
75204Dallas9321431,117
75227Dallas9248912,663
75006Carrollton9045919,638
75043Garland891,17923,335
75228Dallas8560718,055
75062Irving8436318,215
75216Dallas8042411,533
75234Farmers Branch7636124,956
75039Irving7416324,932
75206Dallas7425727,618
75050Grand Prairie7331312,361
75238Dallas7225211,849
75038Irving6918612,506
75232Dallas695578,838
75241Dallas693269,570
75088Rowlett6664313,977
75044Garland6570419,570
75081Richardson6434916,583
75211Dallas6333015,123
75146Lancaster625417,948
75254Dallas6213811,534
75219Dallas6018525,688
75201Dallas5810618,465
75235Dallas5711912,207
75240Dallas571209,682
75019Coppell5662020,388
75060Irving5638611,948
75214Dallas5541417,830
75051Grand Prairie533159,954
75080Richardson5148926,540
75089Rowlett5078913,553
75248Dallas4942419,049
75181Mesquite4866810,070
75159Seagoville462606,376
75212Dallas462107,681
75001Addison4567913,433
75208Dallas4526213,279
75048Sachse4446813,495
75203Dallas431067,325
75180Balch Springs412605,675
75237Dallas411044,984
75042Garland4044110,451
75041Garland373049,023
75134Lancaster375016,555
75224Dallas372216,897
75229Dallas3737911,737
75116Duncanville362305,739
75236Dallas341105,747
75218Dallas3229111,528
75249Dallas322604,955
75205Dallas3026113,135
75209Dallas302087,844
75225Dallas2925311,252
75230Dallas2942013,621
75233Dallas29963,623
75215Dallas282067,319
75253Dallas272064,965
75207Dallas26195,900
75137Duncanville222897,233
75244Dallas161747,517
75202Dallas14214,902
75223Dallas12933,053
75226Dallas11124,139
75141Hutchins9351,316
75182Sunnyvale91913,280
75251Dallas882,561
75210Dallas7601,475
75172Wilmer6411,491
75246Dallas433803
75247Dallas20366
75270Dallas051

Got a notice?

  1. Find your policy end date and start shopping now. TDI says to have a new policy in place before your current one expires (TDI), and never to cancel a policy until you have the new one or a written statement of coverage (TDI shopping tips).
  2. Ask for the reason in writing. For declinations, cancellations and nonrenewals after January 1, 2026, the company must give you a written statement of why (TDI).
  3. Get sample rates on TDI's HelpInsure.com, then ask companies or a licensed independent agent for quotes (TDI). Check an agent's license with TDI's agent lookup or the TDI Help Line, 800-252-3439.
  4. If two companies turn you down, you may be able to buy through the Texas FAIR Plan, the state's home insurer of last resort (TDI). On the coast, wind and hail coverage may come from TWIA (TDI).
  5. If you think it was unfair, you can file a complaint with TDI.

Get free home insurance quotes from a licensed Texas agency

Clearline Labs is not an insurance agent or agency and is not licensed to sell insurance. We don't sell, solicit or negotiate insurance, explain policy terms or give coverage advice. If you ask us to, we pass your request to one Texas-licensed independent insurance agency. We may be paid a flat referral fee that does not depend on whether you buy anything.

Phone or email (at least one)

Free, no obligation. Prefer to shop yourself? Use TDI's HelpInsure.com for sample rates. See our privacy policy.

Data source: Texas Department of Insurance (TDI) reports required by House Bill 2067, published on the Texas Open Data Portal: policy actions by ZIP (actions effective April 2026 to June 2026, last updated October 1, 2026), reasons cited in notices (notices sent December 2025 to June 2026, last updated September 22, 2026) and active policy counts (as of December 31, 2025). Retrieved October 22, 2026. Figures are sums of TDI's rows; TDI's own lookup is here.