Clearline Labs is not an insurance agent or agency and is not licensed to sell insurance. We don't sell, solicit or negotiate insurance, explain policy terms or give coverage advice. If you ask us to, we pass your request to one Texas-licensed independent insurance agency. We may be paid a flat referral fee that does not depend on whether you buy anything.

Home › Counties › El Paso County

El Paso County home insurance nonrenewals and declinations

1,757nonrenewals, Apr 2026–Jun 2026
5,004declined applications
17,044cancellations
305,652active policies, December 31, 2025

5.7 nonrenewals per 1,000 active policies (Texas: 4.8).

Each ZIP code is counted in the county that holds most of its land area (Census 2020 ZIP-to-county file), so county totals are approximate.

By month

Month (action effective)NonrenewalsDeclinationsCancellations
April 20265913,1085,276
May 20265948285,615
June 20265721,0686,153

Reasons for nonrenewal

Reason citedNotices citing itShare of notices
Other, insurer's action1,63548%
Agent no longer appointed with insurer84625%
Failure to pay premiums when due42412%
Insurer withdrawing from the market3299.7%
Condition of property: other2437.2%
At the policyholder's request1263.7%

Reasons for declined applications

Reason citedNotices citing itShare of notices
Claims history1,78356%
Other, insurer's action51016%
Condition of property: other2146.7%
Location of risk2136.7%
Condition of property: roof1986.2%
Exposure to loss: liability1344.2%

ZIP codes

ZIPCityNonrenewalsDeclinationsPolicies
79936El Paso2671,16642,563
79912El Paso18437437,785
79938El Paso18086932,395
79928El Paso16876629,955
79924El Paso13528820,968
79907El Paso9815615,186
79925El Paso9212223,475
79934El Paso8811914,929
79932El Paso7019111,135
79915El Paso651178,565
79904El Paso631238,883
79927Socorro5712510,102
79930El Paso45977,896
79935El Paso40517,518
79903El Paso38534,513
79905El Paso37523,403
79902El Paso26545,914
79911El Paso20714,807
79922El Paso20732,772
79835Canutillo17231,908
79821Anthony12231,285
79836Clint9211,212
79901El Paso717616
79838Fabens619816
79849San Elizario6131,893
79906El Paso532,309
79853Tornillo15250
79908El Paso1131,664
79916Fort Bliss00510
79918El Paso00425

Got a notice?

  1. Find your policy end date and start shopping now. TDI says to have a new policy in place before your current one expires (TDI), and never to cancel a policy until you have the new one or a written statement of coverage (TDI shopping tips).
  2. Ask for the reason in writing. For declinations, cancellations and nonrenewals after January 1, 2026, the company must give you a written statement of why (TDI).
  3. Get sample rates on TDI's HelpInsure.com, then ask companies or a licensed independent agent for quotes (TDI). Check an agent's license with TDI's agent lookup or the TDI Help Line, 800-252-3439.
  4. If two companies turn you down, you may be able to buy through the Texas FAIR Plan, the state's home insurer of last resort (TDI). On the coast, wind and hail coverage may come from TWIA (TDI).
  5. If you think it was unfair, you can file a complaint with TDI.

Get free home insurance quotes from a licensed Texas agency

Clearline Labs is not an insurance agent or agency and is not licensed to sell insurance. We don't sell, solicit or negotiate insurance, explain policy terms or give coverage advice. If you ask us to, we pass your request to one Texas-licensed independent insurance agency. We may be paid a flat referral fee that does not depend on whether you buy anything.

Phone or email (at least one)

Free, no obligation. Prefer to shop yourself? Use TDI's HelpInsure.com for sample rates. See our privacy policy.

Data source: Texas Department of Insurance (TDI) reports required by House Bill 2067, published on the Texas Open Data Portal: policy actions by ZIP (actions effective April 2026 to June 2026, last updated October 1, 2026), reasons cited in notices (notices sent December 2025 to June 2026, last updated September 22, 2026) and active policy counts (as of December 31, 2025). Retrieved October 22, 2026. Figures are sums of TDI's rows; TDI's own lookup is here.