Clearline Labs is not an insurance agent or agency and is not licensed to sell insurance. We don't sell, solicit or negotiate insurance, explain policy terms or give coverage advice. If you ask us to, we pass your request to one Texas-licensed independent insurance agency. We may be paid a flat referral fee that does not depend on whether you buy anything.

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Travis County home insurance nonrenewals and declinations

2,094nonrenewals, Apr 2026–Jun 2026
9,806declined applications
48,561cancellations
787,441active policies, December 31, 2025

2.7 nonrenewals per 1,000 active policies (Texas: 4.8).

Each ZIP code is counted in the county that holds most of its land area (Census 2020 ZIP-to-county file), so county totals are approximate.

By month

Month (action effective)NonrenewalsDeclinationsCancellations
April 20267034,15715,024
May 20266622,52016,219
June 20267293,12917,318

Reasons for nonrenewal

Reason citedNotices citing itShare of notices
Other, insurer's action1,18136%
Agent no longer appointed with insurer54216%
At the policyholder's request41613%
Condition of property: other37111%
Condition of property: roof34010%
Insurer withdrawing from the market1875.6%

Reasons for declined applications

Reason citedNotices citing itShare of notices
Claims history2,37227%
Exposure to loss: wildfire1,96423%
Other, insurer's action1,86221%
Location of risk1,23014%
Value of home7278.4%
Exposure to loss: liability5055.8%

ZIP codes

ZIPCityNonrenewalsDeclinationsPolicies
78660Pflugerville2101,00563,629
78641Leander1701,53553,413
78745Austin9822237,430
78723Austin8918223,448
78704Austin8126938,447
78653Manor8033520,003
78753Austin7621321,779
78748Austin7528031,135
78758Austin7221226,997
78741Austin6812627,468
78754Austin6616316,014
78744Austin6330522,754
78645Lago Vista522769,823
78727Austin5112517,164
78702Austin5013718,942
78738Austin4359216,637
78746Austin4325814,029
78724Austin4117010,302
78728Austin4111414,547
78734Lakeway4120711,615
78757Austin4113016,105
78749Austin4011319,218
78731Austin3917516,409
78732Austin341558,060
78759Austin3425825,039
78750Austin3324312,976
78747Austin3120512,485
78701Austin297520,308
78703Austin2812013,333
78735Austin2812413,344
78739Austin271178,418
78751Austin247411,491
78726Austin231017,770
78617Del Valle221026,806
78705Austin223742,748
78752Austin225310,606
78730Austin181786,346
78669Spicewood163646,694
78756Austin14455,628
78721Austin13556,767
78722Austin12424,802
78725Austin11434,612
78736Austin11744,520
78652Manchaca6793,017
78733Austin51113,827
78742Austin13109
78712Austin00167
78719Austin04260

Got a notice?

  1. Find your policy end date and start shopping now. TDI says to have a new policy in place before your current one expires (TDI), and never to cancel a policy until you have the new one or a written statement of coverage (TDI shopping tips).
  2. Ask for the reason in writing. For declinations, cancellations and nonrenewals after January 1, 2026, the company must give you a written statement of why (TDI).
  3. Get sample rates on TDI's HelpInsure.com, then ask companies or a licensed independent agent for quotes (TDI). Check an agent's license with TDI's agent lookup or the TDI Help Line, 800-252-3439.
  4. If two companies turn you down, you may be able to buy through the Texas FAIR Plan, the state's home insurer of last resort (TDI). On the coast, wind and hail coverage may come from TWIA (TDI).
  5. If you think it was unfair, you can file a complaint with TDI.

Get free home insurance quotes from a licensed Texas agency

Clearline Labs is not an insurance agent or agency and is not licensed to sell insurance. We don't sell, solicit or negotiate insurance, explain policy terms or give coverage advice. If you ask us to, we pass your request to one Texas-licensed independent insurance agency. We may be paid a flat referral fee that does not depend on whether you buy anything.

Phone or email (at least one)

Free, no obligation. Prefer to shop yourself? Use TDI's HelpInsure.com for sample rates. See our privacy policy.

Data source: Texas Department of Insurance (TDI) reports required by House Bill 2067, published on the Texas Open Data Portal: policy actions by ZIP (actions effective April 2026 to June 2026, last updated October 1, 2026), reasons cited in notices (notices sent December 2025 to June 2026, last updated September 22, 2026) and active policy counts (as of December 31, 2025). Retrieved October 22, 2026. Figures are sums of TDI's rows; TDI's own lookup is here.