Home › Denton County › 75022
Home insurance nonrenewals and declinations in ZIP 75022 (Flower Mound, Denton County)
That's 2.0 nonrenewals per 1,000 active policies in 75022, lower than the Texas figure of 4.8. By number of nonrenewals, 75022 ranks #683 of 1,922 Texas ZIP codes on this site.
Month by month
| Month (action effective) | Nonrenewals | Declinations | Cancellations |
|---|---|---|---|
| April 2026 | 9 | 164 | 189 |
| May 2026 | 6 | 155 | 242 |
| June 2026 | 7 | 231 | 213 |
Nonrenewals here went from 9 in April 2026 to 7 in June 2026 (-22%). Three months is a short window, so treat this as a snapshot, not a trend line.
Reasons insurers gave in 75022
The most-cited nonrenewal reason here was Other, insurer's action. For declined applications it was Claims history. These come from notices sent December 2025 to June 2026; a notice can cite several reasons.
Nonrenewals
| Reason cited | Notices citing it | Share of notices |
|---|---|---|
| Other, insurer's action | 21 | 43% |
| Condition of property: roof | 9 | 18% |
| At the policyholder's request | 6 | 12% |
| Condition of property: other | 4 | 8.2% |
| Increase in hazard | 4 | 8.2% |
| Insurer withdrawing from the market | 4 | 8.2% |
Declined applications
| Reason cited | Notices citing it | Share of notices |
|---|---|---|
| Claims history | 104 | 38% |
| Value of home | 58 | 21% |
| Other, insurer's action | 44 | 16% |
| Location of risk | 44 | 16% |
| Inspection report not accepted | 25 | 9.1% |
| Exposure to loss: liability | 20 | 7.3% |
46% of declination notices here said aerial imagery was used (Texas: 50%).
Mobile homes: 0 mobile homeowner nonrenewals and 1 declinations here in Apr 2026–Jun 2026.
Got a notice for a home in 75022?
- Find your policy end date and start shopping now. TDI says to have a new policy in place before your current one expires (TDI), and never to cancel a policy until you have the new one or a written statement of coverage (TDI shopping tips).
- Ask for the reason in writing. For declinations, cancellations and nonrenewals after January 1, 2026, the company must give you a written statement of why (TDI).
- Get sample rates on TDI's HelpInsure.com, then ask companies or a licensed independent agent for quotes (TDI). Check an agent's license with TDI's agent lookup or the TDI Help Line, 800-252-3439.
- If two companies turn you down, you may be able to buy through the Texas FAIR Plan, the state's home insurer of last resort (TDI). On the coast, wind and hail coverage may come from TWIA (TDI).
- If you think it was unfair, you can file a complaint with TDI.
More: what to do in the next 60 days · how to shop for coverage · your rights under Texas law
Get free home insurance quotes from a licensed Texas agency
Clearline Labs is not an insurance agent or agency and is not licensed to sell insurance. We don't sell, solicit or negotiate insurance, explain policy terms or give coverage advice. If you ask us to, we pass your request to one Texas-licensed independent insurance agency. We may be paid a flat referral fee that does not depend on whether you buy anything.
Other ZIP codes in Denton County
76227 Aubrey (140)
75068 Little Elm (118)
75007 Carrollton (106)
75067 Lewisville (96)
75056 The Colony (94)
76226 Argyle (78)
75077 Highland Village (63)
76262 Roanoke (61)
75010 Carrollton (59)
75033 Frisco (54)
76210 Denton (53)
75028 Flower Mound (52)