Clearline Labs is not an insurance agent or agency and is not licensed to sell insurance. We don't sell, solicit or negotiate insurance, explain policy terms or give coverage advice. If you ask us to, we pass your request to one Texas-licensed independent insurance agency. We may be paid a flat referral fee that does not depend on whether you buy anything.

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Bosque County home insurance nonrenewals and declinations

23nonrenewals, Apr 2026–Jun 2026
279declined applications
229cancellations
5,718active policies, December 31, 2025

4.0 nonrenewals per 1,000 active policies (Texas: 4.8).

Each ZIP code is counted in the county that holds most of its land area (Census 2020 ZIP-to-county file), so county totals are approximate.

By month

Month (action effective)NonrenewalsDeclinationsCancellations
April 2026913476
May 202665069
June 202689584

Reasons for nonrenewal

Reason citedNotices citing itShare of notices
Other, insurer's action3263%
Condition of property: other918%
Insurer withdrawing from the market23.9%
Agent no longer appointed with insurer23.9%
Condition of property: maintenance, occupancy or vacancy23.9%
Condition of property: roof23.9%

Reasons for declined applications

Reason citedNotices citing itShare of notices
Exposure to loss: wildfire7636%
Claims history7536%
Location of risk3416%
Other, insurer's action2210%
Condition of property: other178.1%
Condition of property: maintenance, occupancy or vacancy52.4%

ZIP codes

ZIPCityNonrenewalsDeclinationsPolicies
76634Clifton111382,438
76665Meridian516669
76689Valley Mills4331,040
76649Iredell231233
76652Kopperl111226
76637Cranfills Gap05132
76671Morgan021689
76690Walnut Springs024291

Got a notice?

  1. Find your policy end date and start shopping now. TDI says to have a new policy in place before your current one expires (TDI), and never to cancel a policy until you have the new one or a written statement of coverage (TDI shopping tips).
  2. Ask for the reason in writing. For declinations, cancellations and nonrenewals after January 1, 2026, the company must give you a written statement of why (TDI).
  3. Get sample rates on TDI's HelpInsure.com, then ask companies or a licensed independent agent for quotes (TDI). Check an agent's license with TDI's agent lookup or the TDI Help Line, 800-252-3439.
  4. If two companies turn you down, you may be able to buy through the Texas FAIR Plan, the state's home insurer of last resort (TDI). On the coast, wind and hail coverage may come from TWIA (TDI).
  5. If you think it was unfair, you can file a complaint with TDI.

Get free home insurance quotes from a licensed Texas agency

Clearline Labs is not an insurance agent or agency and is not licensed to sell insurance. We don't sell, solicit or negotiate insurance, explain policy terms or give coverage advice. If you ask us to, we pass your request to one Texas-licensed independent insurance agency. We may be paid a flat referral fee that does not depend on whether you buy anything.

Phone or email (at least one)

Free, no obligation. Prefer to shop yourself? Use TDI's HelpInsure.com for sample rates. See our privacy policy.

Data source: Texas Department of Insurance (TDI) reports required by House Bill 2067, published on the Texas Open Data Portal: policy actions by ZIP (actions effective April 2026 to June 2026, last updated October 1, 2026), reasons cited in notices (notices sent December 2025 to June 2026, last updated September 22, 2026) and active policy counts (as of December 31, 2025). Retrieved October 22, 2026. Figures are sums of TDI's rows; TDI's own lookup is here.