Home › Bosque County › 76671
Home insurance nonrenewals and declinations in ZIP 76671 (Morgan, Bosque County)
That's 0.0 nonrenewals per 1,000 active policies in 76671, lower than the Texas figure of 4.8. By number of nonrenewals, 76671 ranks #1648 of 1,922 Texas ZIP codes on this site.
Month by month
| Month (action effective) | Nonrenewals | Declinations | Cancellations |
|---|---|---|---|
| April 2026 | 0 | 6 | 6 |
| May 2026 | 0 | 6 | 8 |
| June 2026 | 0 | 9 | 9 |
Reasons insurers gave in 76671
The most-cited nonrenewal reason here was Other, insurer's action. For declined applications it was Claims history. These come from notices sent December 2025 to June 2026; a notice can cite several reasons.
Nonrenewals
| Reason cited | Notices citing it | Share of notices |
|---|---|---|
| Other, insurer's action | 2 | 50% |
| Failure to pay premiums when due | 1 | 25% |
| Increase in hazard | 1 | 25% |
Declined applications
| Reason cited | Notices citing it | Share of notices |
|---|---|---|
| Claims history | 6 | 35% |
| Other, insurer's action | 5 | 29% |
| Exposure to loss: wildfire | 4 | 24% |
| Condition of property: other | 3 | 18% |
| Location of risk | 1 | 5.9% |
29% of declination notices here said aerial imagery was used (Texas: 50%).
Got a notice for a home in 76671?
- Find your policy end date and start shopping now. TDI says to have a new policy in place before your current one expires (TDI), and never to cancel a policy until you have the new one or a written statement of coverage (TDI shopping tips).
- Ask for the reason in writing. For declinations, cancellations and nonrenewals after January 1, 2026, the company must give you a written statement of why (TDI).
- Get sample rates on TDI's HelpInsure.com, then ask companies or a licensed independent agent for quotes (TDI). Check an agent's license with TDI's agent lookup or the TDI Help Line, 800-252-3439.
- If two companies turn you down, you may be able to buy through the Texas FAIR Plan, the state's home insurer of last resort (TDI). On the coast, wind and hail coverage may come from TWIA (TDI).
- If you think it was unfair, you can file a complaint with TDI.
More: what to do in the next 60 days · how to shop for coverage · your rights under Texas law
Get free home insurance quotes from a licensed Texas agency
Clearline Labs is not an insurance agent or agency and is not licensed to sell insurance. We don't sell, solicit or negotiate insurance, explain policy terms or give coverage advice. If you ask us to, we pass your request to one Texas-licensed independent insurance agency. We may be paid a flat referral fee that does not depend on whether you buy anything.
Other ZIP codes in Bosque County
76634 Clifton (11)
76665 Meridian (5)
76689 Valley Mills (4)
76649 Iredell (2)
76652 Kopperl (1)
76637 Cranfills Gap (0)
76690 Walnut Springs (0)